Hi, I’m Kelly Bates. I help homebuyers, homeowners, and investors across BC get the mortgage solutions they need, with expert advice and personalized service every step of the way.
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With strong relationships across Canada’s top banks, credit unions, and alternative lenders, I’m able to offer you far more than a one-size-fits-all solution. Instead of being limited to the offerings of a single institution, I can compare multiple options to find the best fit for you, whether that means the lowest rate, flexible terms, or a more forgiving approval process.
This access can make a real difference in what you qualify for and how much you save. It also means you benefit from exclusive rates and terms that aren’t always advertised to the public. With me in your corner, you're getting the full picture, and the most competitive offers available.
Buying a home should feel exciting, not overwhelming. That’s why I break the mortgage process down into clear, simple steps. From application to approval, I’ll walk you through everything with transparency and patience so you’re never left guessing.
No jargon, no pressure. I provide honest guidance with your best interest at heart. Whether you're buying your first home or refinancing your fifth, I make sure the process is as smooth and stress-free as possible.
Some of the best mortgage products on the market aren’t available directly to consumers. As a licensed mortgage broker, I have access to exclusive deals and lender relationships that let me secure better rates and terms on your behalf.
More importantly, I act as your advocate - negotiating with lenders, explaining options clearly, and ensuring you’re making a decision with confidence. It’s this added level of access and expertise that makes working with a broker a smarter choice.
Life doesn’t stop for a mortgage - and you shouldn’t have to hit pause just to get one. Whether you prefer to connect via call, text, or email, I work around your schedule to keep things moving at a pace that works for you.
Evenings, weekends, and time zones - I’m flexible because I know your time is valuable. I’m here when you need me, and I’ll keep you in the loop every step of the way without ever disrupting your day-to-day.
No two mortgage journeys are alike - and whether you’re buying your first home, upgrading, or rebuilding your credit, I’ll help you find a solution that fits your unique path. My approach is rooted in understanding your goals so I can match you with a mortgage strategy that supports them.
That might mean exploring alternative lenders, securing flexible payment terms, or structuring a refinance that frees up equity. Whatever your needs, I’m here to find the path forward - and walk it with you.
Ready to get started? Let's talk.
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I'm Kelly Bates, a local mortgage broker based in Coquitlam, BC. I’m passionate about helping people like you find the right mortgage solutions - whether you're buying your first home, refinancing, or investing. My goal is to make the process simple, transparent, and tailored to your needs. Let’s work together to turn your homeownership dreams into a reality.
Get In Touch
Step-by-step guidance to secure the right mortgage and unlock homeownership.
I'll help you renegotiate for better rates, consolidate debt, or free up equity.
Financing strategies to help you grow your real estate portfolio smartly.
Specialized solutions for entrepreneurs and business owners across BC.
I’ll walk you through a simple, stress-free process - from your first consultation to final mortgage approval. With expert guidance at every step, we’ll turn your homeownership dreams into reality, together.
Get Started
Download our mobile app and get access to all premium mortgage tools to help you plan your next purchase, renewal or refinance.
Have any questions before you apply? Let's chat about them.
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