Private mortgage loans offer flexible financing when traditional lenders say no, often used for unique properties, credit challenges, or fast closings. This resource explains how they work, who they're for, and what to consider before choosing one.
Learn about what makes a mortgage considered High Ratio or Low Ratio, what the benefits and drawbacks look like, and how you can decide what type of mortgage is right for you.
This guide walks you through everything you need to know before buying your first home in BC—from mortgage pre-approval and down payments to available government programs. It’s designed to help you feel confident and prepared at every stage of the home buying journey.
